01
Captive Insurance
Our flagship offering. We guide qualifying contractors through the feasibility analysis, formation, domicile selection, and ongoing management of captive insurance companies — converting premium spend into retained profit and giving you direct control over your risk financing program.
02
General Liability Insurance
Strategic placement and management of contractor general liability coverage, including OCIP and CCIP programs. We analyze your exposure, negotiate terms, and structure policies that protect your projects without eroding your margins.
03
Surety Bonding
Bid bonds, performance bonds, and payment bonds structured to maximize your bonding capacity. We prepare and present your financial story to surety underwriters, securing favorable terms and higher single/aggregate limits so you can pursue larger projects.
04
Financial Statements & Modelling
CPA-prepared financial statements built to meet surety, lender, and bonding requirements — including WIP schedules, backlog analysis, percent-completion accounting, and job cost reporting that tells the right story to underwriters.
05
AIA Billing & Pay Applications
End-to-end preparation of AIA G702/G703 applications for payment, schedule of values setup, change order management, and lien waiver processing — ensuring accurate, compliant billing that accelerates your cash flow on every project.
06
Payroll & Benefits
Union and non-union payroll processing, certified payroll for prevailing wage and Davis-Bacon projects, and full benefits administration — health, retirement, and fringe benefits managed with the complexity of construction labor in mind.
07
Recruiting
Specialized placement of construction finance professionals — project accountants, controllers, risk managers, and CFOs. We know the competencies that matter in this industry and connect you with candidates who hit the ground running.
08
Integrated Risk Advisory
From captive feasibility to insurance program design to bonding strategy — we bring all of your risk and financial decisions under one roof, creating a unified strategy that reduces cost, improves coverage, and positions your company for growth.
"Most contractors overpay for insurance and underprepare for bonding. We exist to change that — permanently."
— Seabright Financial
