Bermuda · Captive Management · Digital Finance

Where Growth
Meets Smart Risk.
Based in Bermuda.

Seabright Financial is a Bermuda-based advisory firm serving high-growth companies ready to optimize their risk financing through captive insurance and modernize their finance function through digital transformation — with specialized local accounting for construction and healthcare.

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10+
Years Experience
$300M+
Projects Managed
100+
Projects Served
Bermuda-Based · Global Reach
High-Growth Companies · $300M+ Backed
Captive Management & Risk Optimization
Brett Williamson
CPA Licensed & Certified
Meet the Founder

Brett Williamson

Founder & Managing Director · Bermuda

Dynamic financial executive with over 15 years of experience — including a decade post-CPA — advising high-growth companies with $300M+ in investor backing. Brett has led finance and risk functions for rapidly scaling businesses across construction, healthcare, hospitality, and commercial real estate, helping founders and PE-backed management teams build the financial infrastructure they need to grow confidently, raise capital, and manage risk at scale.

Certified Public Accountant (CPA) · Bermuda-Based
Advisor to Companies with $300M+ Investor Backing
PE & VC-Backed Company Finance & Risk Advisory
Bermuda Captive Formation & Management Specialist
Work With Brett
"High-growth companies deserve more than a generalist accountant — they deserve a strategic partner who understands captive structures, digital finance, and the speed at which they operate."
— Seabright Financial Philosophy
Bermuda
World's #1 Captive Domicile
Who We Are

Bermuda-Based.
Built for High Growth.

Seabright Financial is a Bermuda-based advisory firm specializing in captive insurance management and digital finance transformation for high-growth, investor-backed companies. We work at the intersection of sophisticated risk financing and modern financial infrastructure — two disciplines that most firms treat separately, and that we believe must work together.

Our captive management practice leverages Bermuda's position as the world's leading captive domicile — giving clients direct access to BMA-regulated structures, deep actuarial relationships, and a jurisdiction trusted by the world's largest corporations to hold and manage risk capital.

Our digital finance practice brings cloud-native financial infrastructure, fractional CFO leadership, and investor-grade reporting to PE-backed and VC-backed businesses that need to move fast, scale confidently, and present clean financials to the board.

What We Do

Comprehensive Services
for the Constructed World

I
Captive Management · Primary Focus
II
Digital Finance · Primary Focus
III
Local Accounting · Construction & Healthcare
01
Captive Formation & Bermuda Domicile
End-to-end captive formation leveraging Bermuda's world-class regulatory framework — the #1 captive domicile globally. Feasibility analysis, structure design, BMA licensing, and entity setup for single-parent, group, and cell captives.
02
Captive Ongoing Management
Full-service captive management from Bermuda — board governance, actuarial coordination, BMA regulatory compliance, investment oversight, annual reporting, and strategic program optimization as your business scales.
03
Bermuda Relocation Advisory
Guiding high-growth companies through the decision to establish a Bermuda presence — entity structuring, regulatory navigation, banking relationships, and operational setup in one of the world's premier financial jurisdictions.
04
Risk Program Design & GL
Holistic risk financing strategy — integrating your captive with commercial GL, E&O, D&O, and surety programs. We design programs that reduce total cost of risk while maximizing coverage for investor-backed and high-revenue companies.
05
Cloud Finance & ERP Migration
Moving fast-growing companies off legacy systems onto cloud-native platforms — QuickBooks Online, Sage Intacct, NetSuite, and industry-specific ERPs. Real-time reporting, automated workflows, and investor-grade financial infrastructure.
06
Fractional CFO for High-Growth
Executive-level financial leadership for venture-backed and PE-backed companies. Board reporting, investor relations support, fundraising preparation, cash runway modeling, and M&A financial advisory — without the full-time overhead.
07
Investor Reporting & KPI Dashboards
Custom financial dashboards and reporting packages built for PE, VC, and institutional investor audiences. Automated data pipelines, board deck financials, and real-time KPI visibility that builds investor confidence at every stage.
08
Digital Payroll & Finance Ops
Automated payroll, multi-entity consolidation, digital AP/AR, and finance operations for scaling companies — purpose-built to support rapid headcount growth and the operational complexity that comes with significant investor backing.
09
Construction Accounting
Job cost accounting, WIP schedules, AIA G702/G703 billing, and surety-ready financial statements for contractors and developers.
10
Healthcare Accounting
Financial reporting, revenue cycle support, cost reporting, and compliance accounting for healthcare organizations and medical real estate developers.
11
Tax & Compliance
Entity structuring, federal and state tax preparation, cost segregation, and multi-entity compliance for construction and healthcare businesses.
Our Focus

Global Reach.
Local Expertise.

Our primary clients are high-growth, investor-backed companies exploring Bermuda and captive structures. We also serve construction and healthcare businesses locally with deep, specialized accounting expertise that generalist firms simply cannot match.

  • PE & VC-Backed Companies
  • Bermuda Entity Formation
  • High-Growth Companies
  • Captive-Eligible Businesses
  • General Contractors
  • Hospitals & Health Systems
  • Commercial Developers
  • Medical Office & Healthcare RE
  • Specialty Subcontractors
  • Hospitality & Mixed-Use
  • Design-Build Firms
  • Outpatient & Ambulatory
How We Work

A Simple, Structured Onboarding

01
Discovery Call
We learn about your business, your current financial setup, and the challenges you're facing — no jargon, no pressure.
02
Financial Assessment
We review your books, job costing, insurance programs, and bonding position to identify gaps and opportunities.
03
Custom Strategy
We build a tailored service plan that integrates accounting, risk, and payroll into a unified financial strategy.
04
Ongoing Partnership
Monthly reporting, proactive communication, and continuous optimization as your business grows and projects evolve.
Ready to Start?

Ready to Build in
Bermuda?

Whether you're a high-growth company exploring a Bermuda captive, a PE-backed business modernizing your finance function, or a contractor needing expert local accounting — Seabright is built for you.

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Get in Touch

Talk to a Seabright Advisor

When you reach out to Seabright, you speak directly with an advisor ready to help — whether you're exploring a captive, modernizing your finance function, or need specialized local accounting.

Email info@seabrightfinancial.bm
Phone +1 (441) 704-9977
Office Available by appointment